:root{
  --ink:#17221c;--muted:#5f6b64;--paper:#f6f3ec;--card:#ffffff;--line:#d9ddd8;
  --green:#174b3a;--green2:#0f382b;--accent:#ff6b3d;--soft:#edf3ef;--warn:#fff6ef;
  --shadow:0 10px 30px rgba(23,34,28,.07)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:var(--green);font-weight:750;text-decoration-thickness:1px;text-underline-offset:3px}
img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:20;background:rgba(246,243,236,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.navbar{min-height:72px;display:flex;align-items:center;gap:22px}
.brand{font-weight:950;letter-spacing:-.045em;color:var(--ink);font-size:1.25rem;text-decoration:none;white-space:nowrap}
.brand b{color:var(--accent)}
.navlinks{display:flex;gap:18px;align-items:center;flex:1;justify-content:center}
.navlinks a{text-decoration:none;font-size:.92rem}
.header-cta{display:inline-block;background:var(--accent);color:#171717!important;padding:10px 15px;border-radius:999px;text-decoration:none;font-weight:900;white-space:nowrap}
.hero{padding:68px 0 30px;max-width:880px}
.eyebrow{font-size:.75rem;letter-spacing:.15em;font-weight:950;color:var(--accent)}
h1{font-size:clamp(2.5rem,6.3vw,5.15rem);line-height:.98;letter-spacing:-.055em;margin:.16em 0 .28em}
h2{font-size:1.72rem;line-height:1.14;letter-spacing:-.035em;margin:0 0 .6em}
h3{font-size:1.12rem;letter-spacing:-.02em;margin-top:1.5em}
.lede{font-size:1.18rem;color:var(--muted);max-width:780px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:30px;align-items:start}
.content section,.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:28px;margin:0 0 24px;box-shadow:var(--shadow)}
.content section p:last-child,.card p:last-child{margin-bottom:0}
.sidebar{position:sticky;top:98px}
.side-card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px;margin-bottom:18px}
.side-card.offer{border:2px solid var(--accent);background:var(--warn)}
.side-card ul{padding-left:19px;margin-bottom:0}
.button{display:inline-block;background:var(--accent);color:#171717!important;padding:12px 17px;border-radius:999px;text-decoration:none;font-weight:950}
.button.secondary{background:var(--green);color:#fff!important}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.grid.three{grid-template-columns:repeat(3,1fr)}
.topic-card{border:1px solid var(--line);border-radius:15px;padding:20px;background:#fff}
.topic-card h3{margin-top:0}
.topic-card a{text-decoration:none}
.table-wrap{overflow:auto}
table{width:100%;border-collapse:collapse;font-size:.96rem}
th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft)}
.note{color:var(--muted);font-size:.92rem}
.callout{background:var(--soft)!important;border-color:#cddbd2!important}
.commercial{border:2px solid var(--accent)!important;background:#fff9f5!important}
.breadcrumbs{font-size:.84rem;color:var(--muted);padding-top:24px}
.breadcrumbs a{font-weight:650}
.next{background:var(--green)!important;color:white;border-color:var(--green)!important}
.next a{color:white}
.next-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.next-grid a{display:block;border:1px solid rgba(255,255,255,.22);border-radius:12px;padding:12px;text-decoration:none}
.footer{margin-top:70px;border-top:1px solid var(--line);padding:42px 0 70px;color:var(--muted);font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px}
.footer a{font-weight:650}
.mobile-cta{display:none}
@media(max-width:920px){
  .navlinks{display:none}.layout{grid-template-columns:1fr}.sidebar{position:static}
  .sidebar .side-card:not(.offer){display:none}.footer-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .wrap{padding:0 18px}.hero{padding-top:46px}
  h1{font-size:3rem}.grid,.grid.three,.next-grid{grid-template-columns:1fr}
  .header-cta{display:none}.content section{padding:22px}
  .mobile-cta{display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:40;text-align:center;background:var(--accent);color:#171717!important;padding:13px 18px;border-radius:999px;text-decoration:none;font-weight:950;box-shadow:0 12px 30px rgba(0,0,0,.18)}
  body{padding-bottom:72px}
}